Anywhere you GO starts here!
Free checking with a high rate of interest and nationwide ATM fee refunds make GO Checking an account that you can get excited about! In exchange for using your debit card and doing a few online activities, GO Checking rewards you with an easy way to save and earn money. Try GO Checking Plus with GO Savings and combine the savings for even bigger rewards.
GO Checking
Choose GO Checking if you want:
- Free checking that pays you a high rate of interest each month
- 2.02% APY* on balances up to $10,000 if qualifications are met
- 2.02% to 0.25% APY* on balances over $10,000 if qualifications are met
- 0.05% APY* if qualifications are not met
- Unlimited nationwide ATM fee refunds* when qualifications are met
- No monthly service fee or minimum balance to earn interest
- No minimum balance to earn rewards
- Debit card
- Online and mobile banking
- Free bill pay
- Free eStatements
Earning your rewards is easy!
To qualify for your rewards, simply do the following activities and transactions with your GO Checking account each monthly qualification cycle*:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatements
- Be enrolled and log into online or mobile banking
GO Plus Checking with GO Savings
Add a GO Savings account to increase your rewards. Open a GO Savings account with your GO Checking and save even more.
- 0.75% APY* on balances up to $25,000 in GO Savings if qualifications are met in GO Checking
- 0.75% to 0.25% APY* on balances over $25,000 in GO Savings if qualifications are met in GO Checking
- 0.05% APY* in GO Savings if GO Checking qualifications are not met.
Plus, interest and ATM refunds earned in the GO Checking account will be automatically transferred to the GO Savings account, to help you save for things that really matter to you.
Because interest and ATM fee refunds are automatically transferred to GO Savings, interest does not compound in GO Checking and is adjusted as follows:
- 2.00% APY* on balances up to $10,000 if qualifications are met
- 2.00% to 0.25% APY* on balances over $10,000 if qualifications are met
- 0.05% APY* if qualifications are not met
If you miss a month, don't worry!
With GO Checking and GO Savings, you will still enjoy no monthly maintenance fees, and you can start working toward earning 2.00% APY* and enjoying ATM fee refunds for the next month.
GO Checking and GO Savings accounts available to residents of New Hampshire and Vermont only. Must be 18 years of age or older to open. For personal accounts only.
Already have GO Checking?
Add GO Savings today. Call or visit us to get started.
*APY=Annual Percentage Yield. APYs accurate as of 1/1/18. Rates may change after account is opened. Minimum to open is $10. GO Checking: For GO Checking, if qualifications are met each monthly qualification cycle: (1) domestic ATM withdrawal fees incurred during qualification cycle will be reimbursed and credited to account on the last day of the monthly statement cycle; (2) balances up to $10,000 receive APY of 2.02%; and (3) balances over $10,000 earn 0.25% interest on the portion of balance over $10,000, resulting in a range of 2.02% to 0.25% APY depending on the balance in the account. If qualifications are not met for GO Checking, all balances earn 0.05% APY and ATM withdrawal fees are not reimbursed. Qualifying transactions must post and settle to GO Checking during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle to an account. ATM transactions do not count towards qualifying debit card purchases. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. Enrollment in eStatements is required. If eStatement enrollment is not completed within 90 days of account opening or is discontinued after enrollment, account will be converted to a Classic Guaranty Checking account. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The GO Checking APY is based on compounding interest. GO Checking Plus with GO Savings: When combined with the GO Savings account, interest earned in GO Checking is automatically transferred to GO Savings each statement cycle and does not compound, therefore balances up to $10,000 receive APY of 2.00%, and balances over $10,000 earn 0.25% interest on the portion of balance over $10,000, resulting in a range of 2.00% to 0.25% APY depending on the balance in the account. GO Savings APYs may be less than the GO Checking APYs. If qualifications in GO Checking are met each monthly qualification cycle: (1) balances up to $25,000 in GO Savings will receive an APY of 0.75%; and (2) balances over $25,000 in GO Savings will earn 0.25% interest on the portion over $25,000, resulting in a range of 0.75% to 0.25% APY depending on balance. If qualifications are not met in GO Checking, all balances in GO Savings earn 0.05% APY. ATM withdrawal fees from GO Savings are not refunded. GO Savings can only be opened with a new or existing GO Checking and will receive a combined eStatement with the GO Checking. Limit one GO Checking and one GO Savings per primary owner.