Deposit rates effective December 18, 2024 - All rates quoted are subject to change at any time.
See our Certificate of Deposit Specials CD Specials
Scroll to the left to view the rest of the table.
| Account Type | Interest Rate | Annual Percentage Yield (APY) | |
|---|---|---|---|
| 5 Year Certificate of Deposit* | .80% | .80% | Apply Now |
| 4 Year Certificate of Deposit* |
.70% | .70% | Apply Now |
| 3 Year Certificate of Deposit* |
.65% | .65% | Apply Now |
| 2 Year Certificate of Deposit* |
.60% | .60% | Apply Now |
| 18 Month Certificate of Deposit* |
.55% | .55% | Apply Now |
|
1 Year Certificate of Deposit*
Daily balance $1,000.00 - $99,999.99
Daily balance $100,000.00 and over
|
.50%
.60%
|
.50%
.60%
|
|
|
6 Month Certificate of Deposit*
Daily balance $1,000.00 - $99,999.99
Daily balance $100,000.00 and over
|
.40%
.50%
|
.40%
.50%
|
|
| 3 Month Certificate of Deposit* |
.10% | .10% | Apply Now |
| IRA Certificates of Deposit available in all CD terms |
|||
| Statement Savings Account** Minimum balance to open - $10.00 Minimum balance to obtain A.P.Y. - $100.00 |
.05% | .05% | Apply Now |
|
Young Savers Club Account** |
.05% | .05% | |
| All Purpose Club Account Minimum balance to obtain A.P.Y. - $20.00 |
.10% | .10% | |
| N.O.W Checking** Minimum balance to open - $100.00 Minimum balance to obtain A.P.Y. - $500.00 |
.05% | .05% | |
| GO Checking Minimum balance to open - $10.00 Certain qualifications apply - learn more about GO Checking + Blended A.P.Y. depending on account balance |
Learn More | ||
| If qualifications ARE met - Daily balances up to $10,000.00 | 2.00% | 2.02% | |
| If qualifications ARE met - Daily balances over $10,000.00 (only on the portion of balance over $10,000.00) |
.25% | 2.02% to .25% + | |
| If qualifications ARE NOT met (base rate) | .05% | .05% | |
| GO Checking Plus (with GO Savings) Minimum balance to open - $10.00 Certain qualifications apply - learn more about GO Checking Plus + Blended A.P.Y. depending on account balance |
Learn More | ||
| If qualifications ARE met - Daily balances up to $10,000.00 |
2.00% | 2.00% | |
| If qualifications ARE met - Daily balances over $10,000.00 (only on the portion of balance over$10,000.00) |
.25% | 2.00% to .25% + |
|
| If qualifications ARE NOT met (base rate) |
.05% | .05% | |
| GO Savings Minimum balance to open - $10.00 Certain qualifications apply - learn more about GO Savings + Blended A.P.Y. depending on account balance |
Learn More | ||
| If qualifications ARE met - Daily balances up to $25,000.00 |
.75% | .75% | |
| If qualifications ARE met - Daily balances over $25,000.00 (only on the portion of balance over $25,000.00) |
.25% | .75% - .25% + | |
| If qualifications ARE NOT met (base rate) |
.05% | .05% | |
| Golden Guaranty Checking** Minimum balance to open - $10 |
.05% | .05% | Apply Now |
| Health Savings Accounts / HSA Checking** No minimum balance to open |
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| Daily balance $10,000.00 & over | .35% | .35% | |
| Daily balance $5,000.00 - $9,999.99 |
.20% | .20% |
|
| Daily balance $1,000.00 - $4,999.99 | .10% | .10% |
|
| Daily balance up to - $999.99 |
.05% | .05% |
|
| HI-FI Account (Money Market) ** Minimum balance to open and obtain A.P.Y. - $1,000.00 |
Apply Now | ||
| Daily balance $10,000.00 & over |
.25% | .25% | |
| Daily balance $6,000.00 - $9,999.99 | .05% | .05% |
|
| Daily balance $1,000.00 - $5,999.99 | .05% | .05% |
|
| Guaranty Select Money Market** Minimum balance to open and obtain A.P.Y. - $1,000.00 |
Apply Now | ||
| Daily balance $500,000.00 & over |
1.00%
|
1.00% | |
| Daily balance $250,000.00 - $499,999.99 |
.85%
|
.85% | |
| Daily balance $100,000.00 - $249,999.99 | .65% | .65% |
|
| Daily balance $50,000.00 - $99,999.99 | .35% | .35% |
|
| Daily balance $25,000.00 - $49,999.99 | .25% | .25% |
|
| Daily balance $1,000.00 - $24,999.99 | .10% | .10% |
* Minimum balance to open - $1,000.00, unless otherwise stated
** The rates may change after the account is opened and fees could reduce the earning on the account.
Unless otherwise stated above, there is no minimum balance needed to obtain APY.
A substantial penalty may be imposed for early withdrawals on certificates of deposit.
Ask about our Jumbo Certificate of Deposit rates!